Modern Technologies and Modern Scoring: Tasks, Methodologies, Problems
Keywords:
credit scoring, scoring systems, scoring model, scoring methods, scoring tasks, problems of scoring systemsAbstract
The article discusses the issue of the need to modernize credit risk management tools in the framework of modern digitalization of the economy and the introduction of innovative approaches to solving problems related to financial and banking services. It mainly analyzes the state of applied credit scoring systems and predicts further development and improvement of scoring against the backdrop of the latest intelligent analytics technologies. As a recommendation, the author assumes the active introduction of artificial intelligence and “Data mining” technologies as a means of managing credit risks in the very near future.